SBA LoanThe Small Business Administration (SBA) offers loans to small businesses with favorable terms, low-interest rates, and longer repayment periods. These loans help startups secure capital for expansion, equipment purchases, and operational costs. The SBA does not directly lend money but guarantees loans from approved lenders, reducing risk for banks and improving accessibility for entrepreneurs. Common types of SBA loans include the 7(a) loan, the 504 loan, and microloans.

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